Full Timer Coverage Much like a homeowners policy, our policies provide comprehensive personal liability coverage that pays for bodily injury and property damage caused by an accident in which you are held liable. Auto policies don''t provide full-timer coverage. For over twenty years RV America Insurance has been assisting Motorhome owners nationwide. The coverage provided by our top-rated companies is far superior to the modest coverage provided by typical auto insurance. Find out more about Total Loss Replacement, Unlimited Towing & Roadside Assistance, and Emergency Expense Coverage. Your total satisfaction is our goal so call right now. You''ll be glad you did! We have listed answers to a number of commonly asked questions for your convenience. We''re always glad to field any questions you may have by phone. You can reach one fulltiming of our Recreation vehicle insurance Specialists

Most auto policies won''t replace stolen or damaged personal property. If you insure your RV on your auto policy, it typically doesn''t include coverage for clothes, cameras, tools, bicycles, dishes and other personal property. That''s the job of your homeowners policy. Unfortunately, only 10% of your homeowners personal belongings insurance limit can typically be used to cover off-premises property (i.e., in your RV). That may not be enough. Plus, you may be stuck paying a $250 or higher deductible. Specialized Recreation vehicle insurance policies should provide high limits for personal property, a zero deductible on belongings coverage, plus optional replacement cost coverage so you can replace stolen or damaged items with new items of similar kind and quality. Attached accessories may not be covered. If you add awnings, antennas, a satellite fulltiming dish fulltiming or other attached accessories to your motor home or trailer after you buy it, many insurance policies won''t cover them. Unfortunately, fulltiming these fulltiming expensive items are commonly damaged. Make sure you fulltiming buy a policy that covers these items, even if you add them after you buy the RV.

FULL RV REPLACEMENT Protect the investment you''ve made in your RV by adding Full RV Replacement coverage to your plan. This coverage insures that if your RV is less than 5 years old and it is totaled due to an accident, it will be replaced with a NEW RV. This fulltiming optional coverage is a must for those RVers who enjoy frequently trading-up for newer models. STATED VALUE Cover your customized, classic or restored RVs and autos with Stated Value coverage. We know you take pride in your vehicles especially when they are worth more than the standard book value. A picture and appraisal is all you need to determine the value fulltiming you will receive if your vehicle is totaled due to an accident. RV & TOW VEHICLE CUSTOMIZATION When you add permanent items like murals, entertainment centers, wheelchair lifts, specialized towkits, etc. you increase the value of your RV or tow vehicle. Camping World Insurance can customize your policy to cover your specific needs. PERSONAL EFFECTS

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